Your Money,
Properly Counted.

An AI-powered personal finance management app with a WhatsApp-first interface. Your distinguished financial butler helps you track expenses, manage budgets, and gain financial insights—all through simple WhatsApp messages.

🤖 AI-Powered 📱 WhatsApp-First 💱 Multi-Currency (Pro) 🔒 Secure
Open in WhatsApp
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Your Financial Butler

Track expenses and income through simple WhatsApp messages. Here's how Ed works in conversation:

Ed
CountEd
online
Netflix subscription $15.99
2:15 PM ✓✓
Logged neatly.
Amount: $15.99
Category: Entertainment
Type: Subscription
A recurring entry noted.
2:15 PM
Just bought fuel for $45 from my card.
3:42 PM ✓✓
Logged neatly.
Amount: $45.00
Category: Transport
Tags: #fuel
A practical entry.
3:42 PM
Car installment $320
5:20 PM ✓✓
Logged neatly.
Amount: $320.00
Category: Transport
Type: Installment
A splendid entry.
5:20 PM
Ed
CountEd
online
Set my monthly budget to $2000.
9:15 AM ✓✓
Your monthly budget of $2,000 is now active.
I shall keep watch.
9:15 AM
Please create a food budget of $400.
9:17 AM ✓✓
Food budget of $400 established with precision.
9:17 AM
Ed
CountEd
online
How is my spending?
11:30 AM ✓✓
Your burn rate stands at $45 per day.
Most prudent.
11:30 AM
Am I on track?
11:32 AM ✓✓
A profitable month.
Well done.
11:32 AM
What is my daily spending?
11:33 AM ✓✓
Your daily average is $61.20.
11:33 AM
Ed
CountEd
online
Transfer $200 from bank to cash.
1:45 PM ✓✓
Completed.
Bank: –$200
Cash: +$200
Balances updated.
1:45 PM
Ed, what is my cash balance?
2:10 PM ✓✓
⚡ A gentle reminder:
Your Cash account is running rather low.
2:10 PM
Please check the Bank balance.
2:12 PM ✓✓
⚠️ A word of caution:
Your Bank account has gone into the red.
Perhaps an income entry is in order?
2:12 PM
Ed
CountEd
online
Salary $4,500 received in bank account.
10:05 AM ✓✓
💰 Splendid news!
Income of $4,500 has been recorded.
Your coffers grow.
10:05 AM
Ed, I got payment $850 from a client into PayPal.
4:30 PM ✓✓
Income of $850 added to PayPal.
Well received, sir.
4:30 PM
Ed
Ed - Your Financial Butler
online
I want to save $3,000 for a travel goal.
8:45 AM ✓✓
Goal created:
Travel — $3,000
I shall track it with great care.
8:45 AM
Add a laptop savings goal $1,200.
8:47 AM ✓✓
A new goal of $1,200 for Laptop has been set.
8:47 AM
Am I overspending this month?
8:50 AM ✓✓
You are slightly above your average, but still within a safe range.
8:50 AM
WhatsApp-First
No app to download, works entirely through WhatsApp
AI-Powered
Natural language processing & smart insights
Global Currency Support
Fiat, crypto, and commodities with real-time conversion (Pro)
Secure & Private
HMAC verification & encrypted data

How It Works

1. Message Ed on WhatsApp

Scan the QR code or click the button to start chatting. Quick 4-step setup: name, currency, initial balance — ready to go!

2. Track Naturally

Just text "spent $50 on groceries" and your butler handles the rest. AI categorizes transactions, identifies payment nature (one-time, recurring, installment, subscription), and adds smart tags automatically.

3. Get Smart Insights

Ask for summaries, burn rates, and budget status. Ed provides AI-powered recommendations to improve your finances. Pro users can export reports and access advanced analytics.

Features

Free
Pro ($3.99/mo)
Message Limit
100 / month (resets monthly)
Unlimited
Service Continues After Limit
Monthly Category Limits
Budget Alerts
Status Summaries
Transaction Entry
Single currency (changeable anytime)
Any currency globally
Smart Conversion
Payment Nature Tracking
AI-Powered Tagging
Custom Tags (up to 5 per transaction)
History Access
Current Month / 30 days
Unlimited
Custom Date Ranges
Q1-Q4, 3/6 months, yearly, all-time
Basic Burn Rate
Advanced Burn Rate
Trend Analysis
Category Breakdowns
Payment Nature Breakdown
Tag Analytics
Savings Rate
Projected Spend
Lend/Borrow Tracking
Debt Summary
Settlement Tracking
Basic Access
Payment Nature Badges & Filters
Recurring Expenses Tracking
Installments Summary
Tag Display & Organization
Analytics Module
Reports Module
Debts Module
Exports (CSV/PDF)
Multi-Account Support
Account Transfers
View Balances
Single currency
Any currency (real-time conversion)
Net Worth Tracking

Intelligent Insights

Ed doesn't just track—he understands, learns, and advises with precision.

Burn Rate Analysis

What is my burn rate?
🔥 Your burn rate stands at $61.20 per day.
Most prudent.

Smart Alerts

⚡ Budget Warning
Your Food spending is at 85% of your budget. Approaching your limit.

Trend Analysis (Pro)

Show spending trends
I've noticed:
↗ Spending up 15% vs last month.
Perhaps some restraint?
AI-Powered

Projected Spend (Pro)

🔮 Projected: $1,890.
You are on track to stay within budget.

Natural Language Understanding

Pizza $28
→
✅ Logged neatly.
A delicious entry.
→
Auto-categorized and budget updated in real-time

What Gentlemen Say

"Feels like having a personal finance butler."
"Simple, elegant, and surprisingly useful."

Beyond WhatsApp: Your Web Dashboard

While Ed serves you through WhatsApp, your complete financial picture awaits on the web dashboard—accessible anytime, anywhere.

Smart Dashboard
Payment nature tracking, recurring expenses, installments summary (Free & Pro)
AI-Powered Tags
Automatic transaction tagging with custom tag support (Free & Pro)
Advanced Analytics
Payment nature breakdown, tag analytics, trends (Pro only)
Export & Reports
CSV/PDF exports with debt management (Pro only)

Membership

Standard

Free

Essential bookkeeping for the modern individual. 100 messages/month, current month data, budget tracking, payment nature tracking, transaction tagging, single currency.

Pro

$3.99 /month

Unlimited messages, multi-currency support, full history, custom date ranges, payment nature analytics, tag analytics, exports, debt tracking, and advanced insights.

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